Suwannee River from the Stephen Foster Folk Culture Center State Park, White Springs, FL, 11/05

Welcome To The Full-Time RVer Insurance Page

This series of pages is designed to very generally address insurance issues for full-timers. Hopefully, they will provide insight into insurance considerations and aid in finding more information. But we are by no means insurance experts, nor can we answer the question of which combination of insurance companies or products are best for you.

The reason the web does not handle insurance considerations for full-time RVers very well is that it is just too difficult. There are too many products, options, and circumstances of individuals to address. When we were researching, we wanted so much to find a website or a blog that addressed our situation and told us exactly what we needed. Guess what? We didn't find it and chances are you won't either. But, hopefully, we will give you a little better guidance here than you have found elsewhere.

What Insurance Products Should Be Considered?

Here we go. Let's look at types of insurance (and some non-insurance products that function like insurance) to be considered by full-timers. Each will be explored in more detail on specific pages (links provided).


Health Insurance - Gotta have it but it can be a make or break expense for a full-timing lifestyle

Click Here For Our Detailed Health Insurance Page

Life Insurance - Like health insurance, the cost depends on individual circumstances

Click Here For Our Life Insurance Page

RV Insurance - Motorhome or Trailer, coverage for full-timers is a little different

Click Here For Our RV Insurance Page

Vehicle Insurance - It is what it is

Click Here For Our Vehicle Insurance Page

Umbrella Insurance - Optional, but a fairly inexpensive protection against liability

Click Here For Our Umbrella Insurance Page

OTHER PROTECTION (Detailed Pages Under Construction)

RV Warranties & Service Agreements - RVs have problems, get used to it

Roadside Assistance - Get it

Vehicle Warranties - Watch expiration dates

Medical Evacuation Plans - Must be considered by those that have health issues