Our Major One-Time Expenses

The purpose of this page is to show our readers all of the major, and in some cases not-so-major, One-Time Expenses we have incurred during our time on the road. We had hoped most of these big expenses would have been taken care of BEFORE we went on the road while we were still employed with salaries. But, apparently, it took us awhile to figure out everything we wanted for our lifestyle. :)

Note: To see all of the costs we incurred prior to starting our journey, see Our Upfront Costs To Go On The Road.

At any rate, we have put these One-Time Expenses into three basic categories: 1) Lifestyle Upgrades & Improvements, 2) Unexpected One-Time Expenses, and 3) Income Tax Related Expenses. They are further broken down below.

We have other pages that show our Basic Living Expenses (i.e. Our 2005 - 2014 Full-Time RVing Expense Averages). But this page shows the additional, non-recurring expenses we've had in our life on the road.

Our goal is not to say all full-timers will have these expenses, but rather to show an array of costs we've had so that our readers may be aware of some potential cash outlays above and beyond the daily costs of living.

Note: We went on the road with no debt and we are adamant about not taking on any debt. Therefore, none of the purchases or expenses below have been financed.

Lifestyle Upgrades & Improvements

These are many of the expenses we have incurred during our life on the road. Some were purchases that increased our safety as full-time RVers, but most were simply an effort to add richness and flexibility to our lifestyle.

2003 Jeep Liberty

In 2007, after two years on the road, we decided to buy a second vehicle. Since we were doing a lot of workamping and staying in one place for months at a time, we determined that a more economical, more flexible, more comfortable vehicle might be a good idea. The details of how we came to that conclusion and why we chose the Jeep is set forth in our Journal entry Reasons For The Jeep Re-Visited

2003 Jeep Liberty Sport (39,000 miles) - $14,457 (incl. sales tax)

Jeep Modifications for off-roading - $5,388
BF Goodrich All Terrain Tires - $711
Skid Plates, Heavy Duty Bumper, Winch - $3,654
Lift Kit - $808
Receiver Hitch - $215
Replace Lift Kit with Heavier Duty Lift Kit - $1,100

$20,945 Total Jeep Purchase and Modifications

Note: Before we went on the road, we had a completely paid-for 4WD Suzuki Grand Vitara that looked very similar to the Jeep. Back in early 2005, we discussed keeping the Suzuki, but quickly dismissed the idea and sold it. We could have saved ourselves a lot of money. :)

2005 Jeep Liberty Limited

In 2013, while visiting friends in Louisville, a tree limb fell on our 2003 Jeep Liberty during a storm and totaled it. So, we took the insurance money and purchased a high-mileage 2005 Jeep Liberty to replace it.

RV Electrical & Solar Upgrade

After a frustrating evening in November 2006 trying to boondock (no hook-ups) on a beach at the North Padre Island National Seashore in Texas, we decided that we wanted to have the capability to park without electrical hook-ups for several days at a time. For details on that decision-making process check out Our RV Electrical/Solar System - A Phased-In Approach.

Lifeline 6-volt AGM Batteries (4) - $1,496

Xantrex RS300 Inverter/Charger - $1,659

Trimetric Battery Monitor & Shunt - $169

AM100 Solar Panels (4) - $1,980

Heliotrope HPV-30DR MPPT Solar Controller - $293

Solar Monitor - $158

Wiring, Parts, Supplies, & Shipping - $1,445

$7,200 Total Electrical & Solar Upgrade

Note 1: I originally stated that we don't boondock enough to recover these costs, but over the years, especially out west, we have boondocked quite a bit. Perhaps we have recovered our costs, but even if we haven't, we certainly enjoy the flexibility in the lifestyle that this set-up provides.

Note 2: In late 2013, we replaced the AGM batteries with four new AGM batteries of the same exact type. That was $1,372 and we included it in our RV Maintenance category of our Basic Living Expenses.

Wheels, Tires, & Safety

The wheels and tires on our rig are the foundation for safe driving. Since RV manufacturers tend to push the limits of safety and capacity on tires, we decided to upgrade the tires and wheels on our fifth wheel. In addition, we recently put new tires on our truck. Also, one of the first things we did was to purchase a tire pressure monitoring system.

Pressure Pro Tire Pressure Monitoring System - $690

New Trailer Tires & Wheels (4) - $2,230
Goodyear Unisteel G114 LHT 215/75R17.5 H-Rated Tires (load capacity of 4,805 pounds per tire)
Hi-Spec 865 Aluminum 17.5" X 6.75" Series 3 Trailer Wheels (load capacity of 4,850 pounds per wheel)

Note 1: For a discussion of why we chose the above tires and wheels, see our Journal entry Tires, Wheels, and Financials from October 31, 2008.

Note 2: In August 2013, with the tires being almost five years old, we replaced them with the exact same tires at a cost of $1,560 - that amount was included in our RV Maintenance category for 2013.

New Truck Tires (6) - $1,890
Sumitomo ST 718 225/70R19.5 F-Rated Tires

Note 1: The above cost includes installation and a roadside service call after a prior tire blew out. We replaced all the tires on the spot after that single blow-out of an original tire. From checking online after the fact, we learned we probably paid $300 - $500 too much.

Note 2: Two years later, I wasn't feeling comfortable with the above tires as I could "feel" a little wiggle. So, in June 2011, we replaced them with new Continental 19.5-inch, G load range tires at a net cost of $1,261 (we got a decent price on the used Sumitomos). That amount was included in our Truck Maintenance category for 2011.

Additional Fire Extinguishers (4) & Smoke Detector - $140

Note: After attending an RV Fire Safety seminar, we added fire extinguishers and a smoke alarm. RV manufacturers don't necessarily put the right kind or the right amount of fire safety equipment in rigs.

$4,950 Total Wheels, Tires, & Safety

Suspension & Brakes Upgrade

Since the time we started on the road, our fifth wheel, when loaded, was over its Gross Vehicle Weight Rating (GVWR). In 2008 we began to address this problem by upgrading our tires and wheels. As we started having brake problems in 2009, we made a plan to upgrade to heavy duty disc brakes in 2010. Since we we planned to do the brake upgrade, we decided to replace our 7,000 pound axles with 8,000 pound axles at the same time. As it turned out, it wasn't much more expensive to go ahead and do away with the axles and upgrade our Mor/Ryde RE suspension to the Mor/Ryde IS (independent suspension).

Mor/Ryde IS Suspension with Dexter 8,000 pound disc brakes with Nev-R-Lube option - $5,391

RV & Truck Renovations

In 2013 & 2014, we were doing very well financially and decided to make some nice improvements to our RV and truck. These improvements/renovations were not necessary at the time, but our RV and truck were approaching ten years old, so we negotiated some attractive deals which we hope will further extend the life of our vehicles.

FlexArmor Roof - $2,700
In November 2013, we went to RVRoof.com in Green Cove Springs, Florida and had them put on their FlexArmor roof which is specially formulated for RVs. It's a spray-on roof that eliminates seams and, therefore, caulking. Also, they provide a lifetime guarantee against leaks.

RV Flooring - $6,575
After nine years on the road, our carpet in the RV was starting to look very worn, so we were looking to replace it and perhaps the vinyl in the kitchen and bedroom. Well, our friends at RVs For Less in Knoxville, TN offered to do a professional floor replacement at a very good price, so we took them up on it in June 2014.

RV Full Body Paint - $6,163
Our nine year old rig had decals that were starting to peel and there was some minor oxidation on the gel coat. Again, it wasn't terrible and we could have lived with it, but we had the opportunity to negotiate a nice deal to have full body paint done by Mike's Custom Painting in Bremen, IN. So, we left our rig with them for four weeks in July/August 2014.

Hauler Bed For Truck - $10,562
In September 2014, the pick-up bed on our truck was in bad shape. In 2006, I dropped the trailer on the bed rails and that, along with the very stiff suspension, was causing the bed rails to separate and the bed itself to crack. We considered replacing the bed, but instead negotiated a deal to have the bed replaced with an aluminum hauler bed with seven storage compartments.

Recreational Equipment (Bikes, Boats, etc.)

We didn't own bicycles or boats before going on the road, but it didn't take long to realize both would enhance our lifestyle.

Bikes & Bike Accessories - $1,473
Electra Townie Men's & Women's 7-Speed Cruisers- $1,285

Comfort bikes
Upright seat position
Flat foot design (Feet can be flat on ground when stopped)
Feet forward pedals
Easy click shifting
Internal gears for low maintenance
Hand & coaster brakes
Bike Accessories & Bike Rack - $188

Note: In purchasing our first bikes as adults, we were primarily concerned with comfort. The Townies are comfortable, but their use is limited to fairly flat terrain. Doing it over again, we would buy cheaper bikes with more versatility.

Inflatable Boats
Sea Eagle SE330 Inflatable Sport Kayak - $274 (We have since replaced this boat with newer models.)

Sea Eagle FoldCat 375fc Inflatable Pontoon Fishing Boat W/ Electric Motor for FoldCat- $1,536

Marine Battery for FoldCat - $162

Note: Along the way, we were given another inflatable boat to demo and report on. So we also have a Sea Eagle SE370 Inflatable Sport Kayak which is basically a larger version of the SE330.

Sea Eagle FastTrack 385ft - $1,286
In January 2014, we purchased this sleeker, more durable inflatable.

Magellan eXplorist Handheld GPS - $160

Note: We bought the handheld GPS for the purpose of Geocaching. But it has also come in quite handy for our hiking and boating.

$3,605 Total Recreational Equipment

Technology, Cameras, & Computers

These are very large expenses that were paid for by our RV-Dreams.com business. If not for the extensive business use of this equipment, we may not have made the purchases.

Satellite Internet Upgrade - $1,200

Note: In early 2006, we upgraded our satellite internet equipment and had our dish moved to a more level, centered position on our fifth wheel roof.

Digital SLR Camera Equipment - $1,263

Note: We started out on the road with a Nikon D70 digital SLR camera with a base lens and a 70-300mm zoom lens. In early 2007 we got a smaller, lighter Nikon D40 digital SLR. In the summer of 2008, we drowned the D40 while doing rapids on the Chama River. So, I replaced the D40 with a new D40 with its base 18-55mm lens and a second 55-200mm lens. The amount above is for both camera kit purchases.

Toshiba Laptops - $2,314
Toshiba Satellite P205-S6287 (custom built with 17" screen - $1,343
Toshiba Satellite A200 (15" screen) - $971

$4,777 Total Technology, Cameras, & Computer Expenses

RV Accessories

RV Accessories - $1,084
Fifth Wheel Kingpin Stabilizer Tripod & Blue Boy Sewer Tote - $269

Note: We ultimately determined the kingpin stabilizer was more trouble than it was worth, and with the addition of "between-the-wheels" chocks and a new suspension, we got rid of it. Also, we have the "blue boy" just in case, but we rarely use it.

Sears Craftsman Air Compressor - $108

La-Z-Boy Recliner - $568

Note: One thing we have learned as full-time RVers is that many of us would order rigs without the living area furniture (couches, recliners, TV Chairs) if we had it to do over again. Long before we hit the road, we replaced the recliners that came from the factory with two leather La-Z-Boy Pinnacle recliners. Then, in October 2006, we took out the small sleeper sofa that came with the rig and replaced it with a third, identical La-Z-Boy Pinnacle recliner. It opened up the living space and reduced our overall weight.

17-Foot Gorilla Multi-purpose ladder - $139

Note: At one point, coming out of a steep campground driveway, we drug the low hanging, rear ladder on our fifth wheel. The lower section of the ladder bent and broke off. Rather than replacing the ladder, we purchased a heavy duty ladder that extends well beyond the roof of the rig. I'm much more comfortable climbing on the roof with this ladder, but it is very heavy and cumbersome to deal with. Fortunately, when completely folded, it fits across the back of our pick-up.

$1,084 Total RV Accessories (large items NOT included in our Miscellaneous Expenses category)

Total "Lifestyle Upgrades & Improvements": $47,952

Unexpected One-Time Expenses

These are expenses that really don't fit in the Lifestyles Upgrades & Improvements section.

Airfare For Dental Work - $300

Note: In December 2005, our first year on the road, Linda broke a crown. It was cheaper to fly to Louisville and have her prior dentist fix it for free than to have it fixed on the road.

Truck Repairs - $2,087

Note: In June 2006, I made a stupid move and dropped the fifth wheel on the truck. This was the cost to repair the truck rails and tailgate.

Mexican Riviera Cruise - $2,206

Note: This is a good unexpected expense. :) We were invited to join a friend on a cruise for her 50th birthday. It was sort of spur of the moment thing, and I happened to still have some frequent flyer miles left to cover the airfare, so we made it happen.

Emergency Room Visit - $1,157

Note: In October 2009, I had a severe nosebleed while driving. After some inquiry with medical professionals, there was some concern about high blood pressure. We decided to go a an emergency room to get checked out and make sure there wasn't a more serious underlying issue. Fortunately, it wasn't serious, but with our high deductible medical plan, we had to pay the entire hospital and physician bill after insurance company review.

Emergency Room Visit - $1,250

Note: In January 2010, I wasn't happy with the blood pressure medication that had been subscribed to me at the end of 2009. While weaning myself off of it, I had an episode with my heart that concerned us enough to go to the emergency room. Once again, it wasn't serious, and once again, with our high deductible medical plan, we had to pay the entire hospital and physician bill after insurance company review.

Eyeglass Prescriptions & Glasses - $781

Note: It had been years and years since we had our eyes examined. With our insurance now covering preventative care, we went in for comprehensive eye exams. As it turned out, Linda needed a new prescription and glasses and I needed a prescription and reading glasses.

2011 25th Anniversary Trip To South Africa - $11,700

Note: In 2011, we got the incredible opportunity to take a one-month trip to South Africa with some fellow RVers that happened to emigrate from that country. Since it was our 25th Anniversary year, we threw caution to the wind and, in October, experienced a trip of a lifetime.

Replace Engine in our 2005 Ford F450 Pick-up - $17,189

Note: In the summer of 2012, while descending out of the Bighorn Mountains in Wyoming, we lost our truck engine. According to a repair facility and the truck's computer, our truck RPMs got too high in lower gear while coming down the mountain (although there were supposed to be safety features to help prevent that). Valves and pistons were damaged resulting in the need to replace the engine. The truck only had 64,000 miles on it but was out of warranty on time. Ford Motor Company would do nothing to help with the situation. We weighed options and rather than replacing the truck, we decided to replace the engine. Total cost (including a bill to tow our fifth wheel to an event we needed to attend), came to $17,189.

Total "Unexpected One-Time Expenses": $36,670

Income Tax Related Expenses

These are expenses related to income taxes.

2006 Taxes & Accounting Fees - $2,600

Note: With the sale of my company in 2003 and residual income from that sale through 2006, our taxes were fairly complicated. These taxes were the result of that residual income.

2007 Taxes & Accounting Fees and 2008 Estimated Taxes - $5,806

Note: This one was a little embarrassing since I should have been prepared for it and wasn't. In 2007, we sold about $15,000 of stock to buy our Jeep Liberty. Unfortunately, I failed to consider the capital gains taxes from that sale. So, we had capital gains taxes on top of accounting fees in 2007. And, since we are now "self-employed", that triggered estimated taxes for 2008. Sheesh.

Total "Income Tax Related Expenses": $8,406

Total "One-Time Expenses" 2005 - 2012: $93,028

Again, keep in mind that these are large one-time expenses that we have had that others may not have. They just provide an example of some of the large cash outlays we've had over time. Perhaps, by putting out this information, we can save some folks some money or at least make people aware that unexpected expenses, over and above daily living expenses, do occur and they can be significant.