Our 2013 Budget

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Above you will find our personal RVing budget for 2013. It is based on past years' experiences and the knowledge that we will be traveling from the west to the east over the summer and fall of 2013. Remember, we keep track of every single penny and we have zero debt.

We have set our 2013 Budget at $39,628. As we have mentioned many times, we believe that $3,000 per month ($36,000 per year) on average is a really solid budget for a moderate full-timing lifestyle for those that don't stay in one place for longer than a month at a time. We all full-time differently, so we all spend differently, but we hope our budget at least provides a good starting point.

For 2013, I have budgeted a little high for fuel costs and I have budgeted extra in RV Maintenance as we are due for new tires. We also have increased our estimated quarterly taxes on self-employment income.

A couple of additional notes. We have significant internet connection costs (business expenses) which are not included in the budget above because they are higher than most RVers would need. For most people a range of $50 - $80 per month should suffice. Also, though we have a fifth wheel, we also have an extra vehicle - a Jeep Liberty. The additional costs of the Jeep run us about $1,200 per year for maintenance, insurance, and property taxes, so those with towables and no extra vehicle won't have those expenses.

For those that have the income, those that like to stay on the move, and those with RV or other debt payments it can be much more expensive. For those that don't have the income, those that like to workamp, those that like to boondock and avoid campground fees, and those that simply like to stay put for a few months at a time, it can be much less expensive.

Our experience has been that workamping saves us about $1,000 per month with reductions in expenses primarily in the campground fees, fuel, food, entertainment, and miscellaneous categories. So, if we planned to workamp six months a year, our budget would be in the $2,500 per month ($30,000 per year) or less range. With some sacrifice, we could get that down around the $2,000 per month range, but anything less than that would be really tight for us.