Our 2008 Budget By Month

Below you will find our personal budget for 2008. We used our first two years on the road to establish this budget. We switched some things around and we tried to anticipate some price increases in certain categories.

As you can see, we have budgeted $36,000 for the year.

It has been our experience so far that our basic living expenses will come in at around $2,500 per month. That is only $30,000 per year.

However, we have included $500 a month additional for Emergencies/Budget Cushion just so we are prepared for surprises. It is our intent to make it on $2,500 per month, but the $3,000 a month figure allows us a little flexibility.

That extra $500 a month is NOT for miscalculations in our basic living expenses. It is ONLY for unanticipated items that may pop up.

The budget you see below shows the figures with both the extra Emergencies/Budget Cushion and without it.

NOTE: You will notice that the Satellite Internet category includes all zeroes. We pay about $70 a month for that service, but we include it in our business expenses for RV-Dreams.com. We just wanted you to be aware.

Also, this year we have included a separate representation of the budget with the expenses evenly spread each month over the year. That budget version is shown below. Take your pick. :)