Welcome To Our Up-Front Costs PageThis page is another window into our personal affairs to better help those considering full-timing determine what expenses may be incurred in the preparation for the lifestyle. We were fortunate to have a good deal of equity in our home and paid cash for everything shown here. Many of these expenses are not necessary to the full-timing life and we may have spent more than others in some cases and less than others in some cases. But, hopefully, this page will at least be helpful in identifying expenses you may not have thought of or give you a ballpark idea of costs you can expect.
Our Rig
2006 Keystone Cambridge 358RLS Fifth Wheel $61,904.00 Four Seasons Package Safety Package Additional Options: 12 Cubic Ft. Refrigerator Central Vacuum System 5100 BTU Electric Fireplace Fantastic Fans (2) Power Awning Slide Tray in Basement Dual Pane Safety Glass Tinted Windows Sofa Table Onan Marquis Gold 5500 Watt Propane Generator $4,900.00 Carefree of Colorado Sideout Kover II Slideout Awnings (4) $1,825.00 Vent & Fantastic Fan Covers (3) $400.00 Cabinet & Closet Space Modifications $2,830.00 $71,859.00 Total RV Set-up Note: The Keystone Cambridge was discontinued after its first and only model year due to lack of demand. It's a great rig - too bad. Tow Vehicle
Ford F-450 Lariat Supercab in Arizona Beige $46,351.00 6.0L V8 Turbo Diesel 4 X 2 Dual Rear Wheels 4.88 Axle Ratio High Capacity Trailer Tow Package Fifth Wheel Towing Capacity - 21,600 pounds Gross Combined Weight Rating - 30,000 pounds Dual Fuel Tanks Mud Flaps $175.00 Spray-in Bed Liner $275.00 Custom Bed Cover To Go Around Fifth Wheel Hitch $650.00 $47,451.00 Total Tow Vehicle Set-Up Fifth Wheel Hitch
24K Husky Hitch Installed $1,561.00 (Special Welding Was Required For F450) Tire Pressure Monitoring System
Pressure Pro 10 Wheel Tire Pressure Monitoring System $690.00 Bikes
Electra Townie Men's & Women's 7-Speed Cruisers $1,350.00 Comfort bikes Upright seat position Flat foot design (Feet can be flat on ground when stopped) Feet forward pedals Easy click shifting Internal gears for low maintenance Hand & coaster brakes Total price included saddlebag for Linda's bike, bike helmets, bike computers, water bottle holders, and a rearview mirror. Modifications: We removed the fenders from both bikes and exchanged Linda's white seat & handlebars for black. Boat
Sea Eagle 330 Inflatable Canoe/Kayak $275.00 Included: Sea Eagle 330 hull Two 8' 4-Piece Adjustable Kayak Paddles Foot Pump Two Canoe Seats & One Kayak Seat Storage Bag Repair Kit
Click Below For Great Sea Eagle Options For Your RV
Satellite Dish Internet & TV Installation
Datastorm .74m Satellite Dish Installed $5,245.00 Roof Mount Auto Search DirecTV LNB LinkSys Wireless Router D-Link Wireless Card (2) (2 Laptops) 
DirecTV R10 80 GIG DVR Receivers (2) $200.00 TIVO Capable ($100 after $50 mail-in rebates on each receiver) $5,445.00 Total Satellite Dish Internet & TV Installation Satellite Internet Service & DirecTV ServiceDirecway Broadband Satellite Service $1,129.00One year of service 5% Discount for One Year Up Front Plan Regular Monthly Rate is $99.00 Purchased through Motosat (internet service provider) DirecTV Total Choice Basic $588.00 Lowest Cost Basic Plan ($43.00 Monthly) Plus Additional Receiver ($5.00 Monthly) Plus DVR/TIVO Service ($5.00 Monthly) Plus Distant Network Service to get Broadcast Network Channels from New York & Los Angeles - ABC, CBS, NBC, FOX - 8 Channels ($9.00 Monthly) Total of $62.00 Monthly (We got discount on first 3 months) $1,717.00 Total One Year Service For Satellite Internet & TV RV & Tow Vehicle Service AgreementsFreedom Care 7 Year Full System Coverage $1,894.00TireGuard 7 Year Road Hazard Tire Coverage $499.00 Coachnet 3 Year 24 Hour Emergency Roadside Assistance & Technical Hotline Plus RV Warranty & Service Appointment Assistance $199.00 $2,592.00 Total Service Agreements InsuranceDue to our situation, we decided to pay all insurance costs up front for one year. That is why we included insurance on this page. It may be wiser to pay for insurance on a monthly, quarterly, or semi-annual plan, but we liked the peace of mind of making sure these large expenses were paid in full for at least the first year.Anthem Blue Cross/Blue Shield PPO Health Plan with Health Savings Account Option; (80/20 Plan with $4,800 Deductible) $2,366.00 ($197.00 Monthly) MetLife $250,000 30 Year Guaranteed Level Premium Life Insurance for each of us $953.00 ($79.00 Monthly) RV Insurance - Drive Insurance By Progressive with 250,000/500,000 person/accident coverage with Full-timer personal liability coverage $897.00 ($75.00 Monthly) Truck Insurance - Drive Insurance By Progressive with 250,000/500,000 person/accident coverage $729.00 ($61.00 Monthly) Umbrella Policy - RLI Insurance with $1,000,000 coverage $200.00 ($17.00 Monthly) $5,145.00 Total Insurance For One Year ($429.00 Monthly) Miscellaneous$1,958.00 Total Miscellaneous
Total Up Front Costs $140,043.00
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