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Corinth Recreation Area Campground, Bankhead National Forest, Double Springs, AL, 09/05

Welcome To The Financial Information Main Page!

From this page you can quickly link to other financial pages that will aid you in determining what it takes to live on the road in an RV full-time.

The Financial Considerations page is a detailed discussion that includes:

  • Our views on why most people are not financially fit to pursue their dreams
  • How we got ourselves financially fit
  • How to organize your financial records to see where you stand
  • How to translate your current financial situation to the road
  • A narrative explaining full-timing line-item expenses and establishing a moderate monthly budget
  • A summary of costs to live on the road

    The Sample Budgets page sets forth three monthly budget scenarios:

  • Thrifty
  • Moderate (established on the Financial Considerations page)
  • Money Is No Object

    For our 2008 full-year budget, click on Our 2008 Budget. This budget includes:

  • Month-by-month anticipated expenses
  • An annual summary
  • A monthly average summary
    Also, we show the figures in two versions. The first indicates the expenses as we anticipate they will fall during the year. The second version takes the total expenses and averages them evenly throughout the year.

    For a current look at 2008, click on 2008 Actual Expenses.

    Also, you might want to take a peek at Our 2008 Business Summary By Month. This page shows monthly income and expenses of our little businesses we set up to try to earn some money for the road. The expenses are over and above our normal living expenses.

    For our 2007 full-year budget, click on Our 2007 Budget. Click on 2007 Actual Expenses to see how we did against the budget. And here is the link to Our 2007 Business Summary By Month.

    For our 2006 full-year budget, click on Our 2006 Budget. Click on Our 2006 Actual Expenses to see how we did against the budget. And here is the link to Our 2006 Business Summary By Month.

    The 2005 Actual Expenses page shows:

  • Month-by-month actual line-item expenses
  • Totals for our first five months of full-timing
  • Monthly averages
    This page does NOT include amounts we paid up front before actually going on the road. For those expenses, including all insurance for the first year, go to the Our Up Front Costs page.


    As you might have suspected, insurance is a major component of annual expenses. For us it will comprise 1/6 to 1/7 of our budget, and it will be an even bigger portion for others not yet eligible for Medicare. Our Insurance Considerations page provides links to detailed discussions about:

  • Health Insurance & Medicare
  • Life Insurance
  • RV Insurance
  • Vehicle Insurance
  • Umbrella Insurance
  • Other Insurance-type products

    As we have "retired" early and have no corporate pension, military retirement, or social security income, we will have to earn a certain amount of our expenses on the road. We are pursuing various income opportunities. The Earning A Living On The Road page provides suggestions for earning income and includes discussions of:

  • Workamping (Links to several pages)
  • Traditional Jobs While Full-timing
  • Working Out Of Your RV
  • Dream Jobs Dialog
  • Continuing The Dream
  • Property Caretaking
  • Income Producing Websites
  • A Little Advice

    For those that will be relying on Social Security income or that are not sure about Social Security, the Social Security Overview page provides information on:

  • How benefits are calculated
  • How to estimate benefits
  • The effects of early retirement on benefits


    Need a good business lawyer for your finances? Get only the best from our banking lawyers! Our law team is here for you from small business to big corporate lawyers!

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