Our 2005 - 2009 Full-time RVing Expense Averages

In our first 53 months on the road as full-time RVers - August 2005 through December 2009 - we've kept track of every single penny we have spent.

The following charts show the monthly and annualized averages of those expenses.

The first chart is a summary and the next two charts show the details of the two line items in the first chart.

Basic Daily Living Expenses are month-to-month expenses that we have control of and can adjust as necessary (campground fees, food, entertainment, etc.). Annual Fees, Taxes, Insurance are expenses we pay monthly or annually that we have little control over once they are in place (health insurance, life insurance, umbrella insurance, vehicle insurance, vehicle registration fees, vehicle property taxes, etc.)

In addition to the totals, we have broken the expenses down by "Non-Workamping Months" and "Workamping Months". You will notice significant differences in the Basic Daily Living Expenses. We have made this distinction to show that workamping has saved us and can save others quite a bit of money in the full-timing lifestyle.

Note:
Because we have maintained Kentucky as our state of residence for various reasons, we have to pay property taxes on our fifth wheel, truck, and Jeep. We have averaged over $1,100 per year for those taxes. However, we feel we have saved that much due to relatively inexpensive insurance in Kentucky.

I tell you that because there are many states that have no personal property taxes on vehicles. Those taxes can be avoided when choosing a state of residency.