The "Notes" at the bottom of the page explain significant variances between Actual & Budget figures. Large one-time expenses are also explained.

Our total expenses came in at $3,034 or $98 over budget for everything and they were $2,470 or $80 over budget when excluding the Emergencie/Budget Cushion.

We basically set up the Emergencies/Budget Cushion category to cover some RV upgrades in the spring and then have a little bit of cushion left over. However, in January, I had a poor reaction as I was discontinuing some blood pressure medication. So I had an unexpected emergency room visit in January and an unexpected expense in this category.

We were pretty close in almost every category. But we had a couple of large overages. We were $171 over budget on Groceries & Dining Out. We ate out much more than usual in January. We had visits from several website readers and often went out.

Also, we were over budget by $111 in our Miscellaneous category. The biggest reason for that was the $150 we spent to get our passports renewed.

But, even with those large overages, we had enough under budget categories to make up for most of it.

February
For February, our budget was $2,645 total or $2,045 without the Emergencies/Budget Cushion category.

Our total expenses came in at $2,805 or $160 over budget for everything and they were $2,118 or $73 over budget when excluding the Emergencie/Budget Cushion.

We had additional billings from my unexpected emergency room visit in January. Therefore, we had $686 more in the Emergencies/Budget Cushion category. These expenses, as well as the other expenses from January came out of our Health Savings Account which was funded to cover such costs.

Why don't we include these costs in our Medical & Dental Expenses category? Well, we reserve the Medical & Dental Expenses for more routine-type costs like over-the-counter medications, office visits, teeth cleaning, etc.

The only other really big expense we had was for Jeep Maintenance. We had a water pump go out and an expense of $445 to fix that in February.

In all the other categories, we did really well. We were $84 over in Miscellaneous as we replaced a grill, bought some new dry-bags for our boats, and had a couple of other things. But we were under budget everywhere else.